🧭 Roadmap: Research and Product Development Officer – NairaX

🎯 Role Objective:

To lead market research, product innovation, ecosystem development, and cross-functional alignment for NairaX — ensuring each product release is grounded in real-world data, user demand, and national economic priorities.

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🗓️ 12-Month Roadmap by Quarter

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✅ Q1: Market Intelligence & Ecosystem Mapping (Months 1–3)

Goal: Understand the Nigerian financial ecosystem and build a research-driven foundation for product ideation.

Task	Deliverables
📊 Ecosystem Research	- Report on stablecoins, CBN digital policies, and remittance flows in Nigeria & ECOWAS
🌍 Competitive Analysis	- Deep dive into eNaira, DAI, Celo Dollar, Paystack, and MTN MoMo
👥 Stakeholder Interviews	- Interview unbanked users, remittance senders, rural agents, SMEs
🔍 Problem-Solution Fit	- Identify pain points for DeFi inclusion, FX conversion, inflation hedge
📂 Data Library	- Build internal repository of macroeconomic stats, adoption metrics, legal trends

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✅ Q2: Product Research & Prototyping (Months 4–6)

Goal: Translate research into early product definitions and proof-of-concept.

Task	Deliverables
🧠 Product Concept Notes	- Define specs for wallet, agent dashboard, USSD/QR features
🧪 Early Feature Experiments	- Validate mint/redeem flows, yield dashboards, and NX/NXG separation
📱 Prototype Support	- Collaborate with UI/UX to shape low-fidelity mockups
📈 RWA Mapping	- Feasibility study on tokenizing cocoa, sesame, rail, telecom, and gold reserves
🧾 Compliance Lens	- Evaluate how each feature fits within CBN/FATF/KYC constraints

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✅ Q3: MVP Delivery & Feedback Integration (Months 7–9)

Goal: Support MVP testing, user validation, and documentation of feedback loops.

Task	Deliverables
📲 Field Testing	- Organize pilot feedback: Lagos, Abuja, Kaduna, diaspora via Zoom
📚 Research Reports	- Publish quarterly insights: user behavior, wallet performance, off-ramp needs
🗺️ Use Case Mapping	- Align each wallet/contract function with target user persona
💼 Partnerships Research	- Recommend 3–5 potential partners: telcos, cooperatives, fintechs
🧪 Support QA/PM	- Track bugs, usage stats, and product iteration needs

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✅ Q4: Expansion, Scaling & Innovation Lab (Months 10–12)

Goal: Recommend scaling strategies and prepare for Phase II innovations.

Task	Deliverables
🧱 Scaling Plan	- Identify key levers for reaching 10M+ wallets by 2026
💻 Web3 Research Hub	- Propose decentralized identity, AI risk scoring, DAO funding integrations
🏛 Policy Watch	- Monitor blockchain policy shifts from CBN, NASS, AU, AfCFTA, FATF
🧩 Product Proposals	- Author 2–3 "NairaX v2" concepts: tokenized bills, green bonds, diaspora yields
📦 Contribution to Docs	- Co-author whitepapers, FAQs, litepapers, and explainer decks for the public

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🔧 Tools & Platforms

Function	Tools
📊 Research & Surveys	Typeform, Google Forms, KoboToolbox
📁 Knowledge Base	Notion, GitBook, Google Drive
🧠 Analysis	Excel, Tableau, Dune Analytics
🧪 Experiments	Maze, Figma, Marvel, Postman
📚 Writing	Obsidian, Docs, Canva (for design + diagrams)

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📊 Success KPIs

Metric	Target
📈 Research Reports	4+ strategic publications (quarterly)
💡 New Product Concepts	5+ POC submissions validated
🤝 Partnerships Researched	10+ analyzed, 3 onboarded
👥 User Interview Count	50+ across target segments
📦 Data-Driven Feature Proposals	6+ adopted into roadmap
🧾 Regulatory Briefs	Bi-monthly policy updates

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🔗 Collaboration & Reporting Line

Research & Product Development Officer
├── Reports to: Chief Product Officer (CPO) / CEO
├── Works closely with:
│   ├── Product Manager (roadmap + validation)
│   ├── Legal Team (compliance research)
│   ├── UI/UX Designer (persona-driven features)
│   ├── Smart Contract Dev (feasibility)
│   └── QA/Analytics Team (test tracking)